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SR-22 Insurance

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SR-22 Insurance is a document that shows proof of financial responsibility. You will require an SR-22 if you get caught driving without current auto insurance coverage.

It is typically required for a person to keep their SR-22 for 3 years to show financial responsibility. After that time period, your SR-22 status will expire.

Your insurance coverage should NOT lapse for the entire time that your SR-22 is required. If your policy lapses for any reason, your auto insurance company will notify the state immediately, and your license will be suspended.

Other reasons you may need an SR-22:

Driving under the influence (DUI, DWI)
Expired license plates
Driver’s license has been suspended or revoked
Receiving too many tickets in a short period of time

If you have questions about how to obtain an SR-22 policy, please feel free to call and speak with an Oxford Insurance Agent!
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For questions or complaints please contact our customer service department at (630) 590-6158 or email us at

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